Merchant Onboarding

Merchant Onboarding

English-Speaking Senior Merchant Underwriting & Onboarding Specialist — Remote (United Kingdom; Bulgaria)

Senior payment-facilitator underwriting role evaluating merchant risk, ownership and onboarding decisions.

Vacancy details

This is a private vacancy. Company details stay confidential until InVault confirms a serious candidate fit.

Status
Active
Date posted
2026-11-15
Open until
2027-02-13
Employment type
Full-time
Source-listed languages
English
Language requirement
Required
Work arrangement
Remote
Physical workplaces
Not specified
Applicant eligibility
United Kingdom; Bulgaria

Overview

Evaluate complex merchant applications for acquiring and payment services, balancing commercial requirements with transaction, credit and regulatory risk. The position covers marketplace and platform business models, ownership verification, merchant website and financial reviews, risk recommendations and periodic account reassessments.

Requirements

  • Substantial experience in payments, acquiring or PSP merchant underwriting and onboarding.
  • Working knowledge of KYB/KYC, AML/CTF, PEP and sanctions screening.
  • Experience assessing beneficial ownership and complex corporate structures.
  • Ability to analyse merchant financial statements, chargeback exposure and credit risk.
  • Fluent written and spoken English with strong risk-decision documentation.

Responsibilities

  • Lead underwriting and onboarding for complex merchants and platform business models.
  • Assess ownership chains, financial condition and transaction flows.
  • Review website compliance, sanctions alerts and scheme-related exposure.
  • Document risk decisions, mitigants and proposed exposure limits.
  • Reassess existing merchants and mentor less experienced underwriters.

Conditions

  • Full-time remote role available from the United Kingdom or Bulgaria.