Swiss Digital Finance Deputy AML Reporting Officer — Hybrid, Switzerland

Overview

Serve as deputy to a Swiss virtual-asset and cross-border payments AML reporting officer, taking responsibility for day-to-day escalated financial-crime decisions and helping maintain Swiss regulatory controls. Review first-line monitoring and sanctions effectiveness, coordinate MROS/SECO reporting and adapt AML governance for future European operations.

Requirements

• Previous service as an MLRO, AML Compliance Officer or formal deputy at a Swiss FINMA/SRO-supervised financial intermediary or regulated EU financial institution is mandatory.
• Current residence in Switzerland is mandatory.
• CAMS certification and regulatory fit-and-proper eligibility are mandatory.
• Fluent spoken and written German and English are mandatory.
• Practical knowledge of Swiss AMLA/AMLO/FINMA and relevant SRO rules, MROS and SECO reporting, EU AML requirements and the new EU AMLR/AMLD6.
• Experience building or implementing AML/CFT frameworks, entity risk assessments, directives and procedures.
• Experience taking and defending suspicious-activity reporting or sanctions/freezing decisions before regulators and auditors.
• Experience challenging first-line transaction monitoring, sanctions screening, KYC and customer risk classification controls.
• Ability to prepare clear policies, regulatory opinions and accurate correspondence.
• Additional sanctions specialization, cross-border remittance, digital-asset Travel Rule work, fintech launch exposure, data/AI alert-testing and other AML certifications are advantages, not requirements.

Responsibilities

• Act as deputy to the MLRO and manage day-to-day AML/CFT escalations and reporting decisions.
• Oversee reports to MROS using goAML and sanctions reporting or asset-freezing duties towards SECO where required.
• Quality-assure first-line alert handling, case evidence and monitoring and screening thresholds.
• Maintain entity AML risk analysis, directives, annual AML reporting, governance and compliance procedures.
• Advise product committees on AML consequences of new products or material changes.
• Coordinate with the SRO, MROS, SECO, financial-crime auditors and counterparties.
• Maintain the AML/CFT training program and adapt controls for emerging EU AML regulations.

Conditions

• Full-time hybrid role for candidates already resident in Switzerland.
• At least two office days per week at the Swiss entity's workplace are required.